:root{--navy:#082f63;--blue:#1178bd;--green:#5aa52b;--lime:#84c341;--gold:#f3b51b;--ink:#132238;--muted:#5d6a7c;--light:#f5f8fb;--line:#dce5ee;--white:#fff;--shadow:0 20px 50px rgba(8,47,99,.11)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.55}a{color:inherit}.container{width:min(1180px,calc(100% - 36px));margin:auto}.topbar{background:var(--navy);color:#fff;font-size:.92rem}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.topbar a{text-decoration:none}.nav{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.nav .container{display:flex;align-items:center;justify-content:space-between;gap:28px;padding:13px 0}.logo{width:245px;max-width:52vw}.navlinks{display:flex;align-items:center;gap:22px}.navlinks a{text-decoration:none;font-weight:700;color:#24415f}.navlinks a:hover{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:10px;padding:13px 20px;background:var(--green);color:#fff;text-decoration:none;font-weight:800;border:0;cursor:pointer}.btn:hover{filter:brightness(.96)}.btn.secondary{background:var(--navy)}.btn.ghost{background:#fff;color:var(--navy);border:1px solid #c6d6e5}.menu{display:none;background:none;border:0;font-size:1.65rem;color:var(--navy)}
.hero{background:linear-gradient(120deg,#f4f9fd 0%,#fff 55%,#eef7e9 100%);padding:74px 0 62px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:52px;align-items:center}.eyebrow{font-size:.84rem;font-weight:900;text-transform:uppercase;letter-spacing:.12em;color:var(--green)}h1{font-size:clamp(2.55rem,5.3vw,5rem);line-height:.98;letter-spacing:-.04em;color:var(--navy);margin:.2em 0}.hero h1 span{color:var(--green)}.lead{font-size:1.22rem;color:#46576a;max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 26px}.proof{display:flex;gap:24px;flex-wrap:wrap;color:#34506c;font-weight:700;font-size:.96rem}.proof span:before{content:'✓';color:var(--green);font-weight:900;margin-right:8px}.rate-card{background:var(--navy);border-radius:24px;color:#fff;padding:34px;box-shadow:var(--shadow);position:relative}.rate-card:before{content:'';position:absolute;width:110px;height:110px;border-radius:50%;background:rgba(132,195,65,.15);right:-25px;top:-25px}.rate-label{font-weight:800;text-transform:uppercase;letter-spacing:.08em;font-size:.83rem;color:#cfe2f4}.rate{font-size:4.25rem;line-height:1;font-weight:900;letter-spacing:-.04em}.rate small{font-size:1.2rem}.rx{margin-top:20px;background:#fff;color:var(--navy);padding:18px;border-radius:15px}.rx strong{display:block;color:var(--green);font-size:2rem;line-height:1}.fine{font-size:.78rem;color:#778497}
.section{padding:76px 0}.section.alt{background:var(--light)}.section-head{max-width:760px;margin-bottom:34px}.section h2{font-size:clamp(2rem,3.2vw,3.35rem);line-height:1.05;color:var(--navy);letter-spacing:-.03em;margin:.15em 0}.section-sub{font-size:1.1rem;color:var(--muted)}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.plan-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:27px;box-shadow:0 8px 30px rgba(8,47,99,.05);position:relative;overflow:hidden}.plan-card:before{content:'';position:absolute;left:0;right:0;top:0;height:6px;background:var(--blue)}.plan-card.mv:before{background:var(--green)}.plan-card.ppo:before{background:var(--gold)}.plan-kicker{text-transform:uppercase;letter-spacing:.1em;font-size:.76rem;font-weight:900;color:var(--muted)}.plan-card h3{color:var(--navy);font-size:1.75rem;margin:.3em 0}.plan-card ul{padding-left:1.2em;color:#45576b}.plan-card li{margin:.5em 0}.plan-price{font-size:2.1rem;font-weight:900;color:var(--green)}.tag{display:inline-block;background:#ecf6e6;color:#3e7c19;font-weight:800;border-radius:99px;padding:5px 10px;font-size:.78rem}
.benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.benefit{padding:20px;border-radius:16px;border:1px solid var(--line);background:#fff}.benefit b{display:block;color:var(--navy);font-size:1.05rem;margin-top:7px}.benefit strong{font-size:1.8rem;color:var(--green)}.who-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:50px;align-items:center}.portrait-wrap{background:linear-gradient(145deg,#eaf4fb,#edf7e7);padding:18px;border-radius:28px}.portrait{width:100%;display:block;border-radius:20px;aspect-ratio:1/1;object-fit:cover}.bio h3{font-size:2.2rem;color:var(--navy);margin:.2em 0}.bio .title{font-weight:800;color:var(--green)}.bio a{color:var(--blue);font-weight:800;text-decoration:none}
.public-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.public{border-radius:18px;padding:26px;background:#fff;border:1px solid var(--line)}.public-icon{font-size:2.2rem}.public h3{color:var(--navy)}
.cta{background:linear-gradient(120deg,var(--navy),#0b4e8c);color:#fff;padding:58px 0}.cta-grid{display:flex;justify-content:space-between;gap:34px;align-items:center}.cta h2{color:#fff;margin:0 0 10px;font-size:2.5rem}.cta p{color:#d8e6f3;max-width:760px}.cta .btn{background:var(--lime)}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:38px}.contact-card{background:var(--navy);color:#fff;border-radius:20px;padding:30px}.contact-card img{width:120px;height:120px;object-fit:cover;border-radius:50%;border:4px solid #fff}.contact-card a{color:#fff}.form{display:grid;grid-template-columns:1fr 1fr;gap:15px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{font-weight:800;font-size:.9rem;color:#334b64}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd8e5;border-radius:10px;padding:12px 13px;font:inherit;background:#fff}.field textarea{min-height:120px;resize:vertical}.notice{font-size:.82rem;color:#6f7b89}.success{display:none;margin-top:14px;padding:12px 14px;border-radius:10px;background:#eaf6e4;color:#326c16;font-weight:700}
footer{background:#061f42;color:#d9e5f1;padding:34px 0 22px}footer .grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:28px}footer a{color:#fff;text-decoration:none}.footer-logo{filter:brightness(0) invert(1);width:220px}.footer-title{font-weight:900;color:#fff;margin-bottom:8px}.legal{border-top:1px solid rgba(255,255,255,.16);margin-top:26px;padding-top:18px;font-size:.78rem;color:#aebed0}
.page-hero{padding:58px 0;background:#f2f7fb}.page-hero h1{font-size:clamp(2.4rem,4vw,4.1rem)}.compare{width:100%;border-collapse:separate;border-spacing:0;border:1px solid var(--line);border-radius:16px;overflow:hidden;background:#fff}.compare th,.compare td{padding:16px 14px;border-bottom:1px solid var(--line);text-align:center}.compare th:first-child,.compare td:first-child{text-align:left}.compare thead th{background:#eef5fa;color:var(--navy)}.compare tr:last-child td{border-bottom:0}.highlight{background:#f2f9ed}
@media(max-width:900px){.navlinks{display:none;position:absolute;left:0;right:0;top:72px;background:#fff;padding:20px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.navlinks.open{display:flex}.menu{display:block}.hero-grid,.who-grid,.contact-grid{grid-template-columns:1fr}.cards,.public-grid{grid-template-columns:1fr}.benefits{grid-template-columns:1fr 1fr}.cta-grid{display:block}.cta .btn{margin-top:14px}footer .grid{grid-template-columns:1fr}.rate-card{max-width:620px}.topbar .container{justify-content:center;text-align:center}.topbar .container span:last-child{display:none}}
@media(max-width:560px){.benefits,.form{grid-template-columns:1fr}.field.full{grid-column:auto}.hero{padding-top:50px}.section{padding:58px 0}.rate{font-size:3.3rem}.logo{width:205px}.nav .container{padding:10px 0}.navlinks{top:64px}.compare{font-size:.84rem}.compare th,.compare td{padding:11px 7px}}